
Based on confidential fraud and essential risk criteria, they may be modified at our discretion without advance notice. These limits are designed to be flexible in order to protect the security and integrity of the service and accounts, as well as you and all other users of the service. Additionally, you may make unlimited payments towards Capital One loans.Īutomated Clearing House (ACH) External Transfer transactions are subject to limits on the dollar amount of electronic transfers between your account and external accounts at other financial institutions. If transferring funds via ATM terminal, you can only use a Capital One ATM and only between linked 360 Checking and 360 Money Market accounts. Transaction limitations: You may make an unlimited number of transfers and withdrawals via ATM or teller. A Cashier's check purchased at a Capital One location is $10.00.If you present us with a foreign check, we will not charge a fee, but the paying bank may deduct a fee from the proceeds.If you request an outgoing domestic wire transfer, we may charge $30 for each transfer we process.(Here's an example - if you make a non-cash deposit on a Sunday, we will process it on Monday, and interest will begin to accrue no later than Tuesday.)įees: The following fees may be charged to your account: For cash deposits, interest will begin to accrue the same day on which the funds were deposited. The interest rates and annual percentage yields are variable and may change at any time at our discretion.Ĭompounding and crediting: Interest on your account will be compounded and credited on a monthly basis.Įffect of closing an account: You will receive the accrued interest if you close your account before interest is credited.Įarning interest on deposits: For all types of non-cash deposits, interest will begin to accrue no later than the next business day following the banking day on which the funds were deposited. If your daily balance is $10,000 or more, you'll earn NaN% interest on your entire account balance, with an annual percentage yield of NaN.

If your daily balance is less than $10,000, you'll earn NaN% on your entire account balance, which adds up to an annual percentage yield of NaN.The interest rate that you earn will depend on the balance in your account each day: Minimum balance to obtain Annual Percentage Yield (APY): There is no minimum balance required to obtain the disclosed APY. Initial deposit: You can open the account with any amount-there is no minimum deposit required to open it.
